Terms and Conditions

KHILARI CAPITAL Terms and Conditions

Terms and Conditions

[Note: This terms and conditions effective from 10 August 2026]

Welcome to KHILARI CAPITAL. These Terms and Conditions govern your access to and use of the KHILARI CAPITAL website located at https://khilaricapital.in, including its articles, educational content, information, tools, links and other features made available through the website.

By accessing, browsing or using this website, you agree to comply with these Terms and Conditions. If you do not agree with any part of these Terms, please discontinue use of the website.

Introduction

KHILARI CAPITAL provides a website intended to support investor education and provide information relating to mutual funds, systematic investment plans, investment concepts, financial awareness, market developments and mutual fund distribution-related services.

The website is designed to help visitors understand financial concepts and make more informed decisions. However, the information available on the website should not be interpreted as a guarantee of investment performance or as a substitute for considering your individual financial circumstances.

These Terms should be read together with our Privacy Policy, Disclaimer and any other policies or notices published on the website.

Acceptance of These Terms

By accessing or using the website, you confirm that you have read, understood and agreed to these Terms and Conditions.

If you access the website on behalf of another person or organisation, you represent that you have the authority to accept these Terms on their behalf.

If you do not agree to these Terms, you should not use the website.

About KHILARI CAPITAL

KHILARI CAPITAL is an investor-focused financial-services and educational platform associated with mutual fund distribution activities.

The website may contain educational articles, mutual fund information, investment concepts, calculators, financial awareness resources, market-related information and information about services offered by or through KHILARI CAPITAL.

KHILARI CAPITAL – AMFI-Registered Mutual Fund Distributor.

Purpose of the Website

The primary purposes of this website may include:

  • Providing general investor education.
  • Explaining mutual fund concepts and investment terminology.
  • Providing information about SIPs, lump-sum investments and related concepts.
  • Publishing educational articles and financial awareness content.
  • Providing information about mutual fund distribution services.
  • Helping visitors understand investment-related concepts before making decisions.
  • Providing contact and enquiry facilities.
  • Providing links to relevant regulatory, financial and educational resources.

The website may be updated, modified, expanded or discontinued in whole or in part at any time.

Eligibility and Use of the Website

You may use this website only for lawful purposes and in accordance with these Terms and Conditions.

You are responsible for ensuring that your use of the website complies with all laws and regulations applicable to you.

The website is not intended to encourage any person to undertake an investment or financial activity that is unlawful or unsuitable for that person.

Educational and General Information

Much of the content published by KHILARI CAPITAL is provided for general educational and informational purposes.

Articles may explain concepts such as mutual fund categories, Direct and Regular Plans, SIPs, asset allocation, risk profiling, investment horizons, compounding, market behaviour and other financial topics.

Educational content may be based on information available at the time of publication and may become outdated as market conditions, regulations, taxation, scheme characteristics and other circumstances change.

You should always verify current scheme information and applicable terms before making an investment decision.

Mutual Fund Distribution Services

KHILARI CAPITAL may provide services relating to mutual fund distribution in accordance with the applicable regulatory framework and the permissions, registrations and arrangements applicable to its activities.

Services may include general investor assistance, mutual fund-related information, transaction support, documentation assistance, portfolio-related service support and other permitted distribution-related services.

The exact services available to an investor may depend on the investor's requirements, the applicable mutual fund scheme, AMC, transaction platform, KYC status, regulatory requirements and the service arrangement.

Nothing on this website should be interpreted as creating an obligation for KHILARI CAPITAL to provide any particular financial product or service.

Investment Decisions and Investor Responsibility

All investment decisions remain the responsibility of the investor.

Before investing, investors should consider their financial objectives, investment horizon, liquidity requirements, risk profile, existing investments, income, expenses, taxation and other relevant circumstances.

Investors should read the applicable Scheme Information Document, Key Information Memorandum, Statement of Additional Information, factsheet, risk factors and other official scheme-related documents before investing.

Investors should not make an investment decision solely on the basis of an article, illustration, calculator result, historical return, ranking, rating, market commentary or other information published on this website.

No Guarantee of Returns

KHILARI CAPITAL does not guarantee or promise any particular investment return, profit, income or appreciation in the value of an investment.

Past performance is not necessarily indicative of future performance.

Mutual fund investments are subject to market risks and the value of investments may go up or down depending on market conditions and other factors.

No representation on this website should be interpreted as a promise that an investment will achieve a particular financial outcome.

“Force Majeure Event” means any event due to any cause beyond the reasonable control of KHILARI CAPITAL, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.

Accuracy and Availability of Information

We make reasonable efforts to present useful and understandable information. However, we do not warrant that every piece of information published on the website will always be complete, current, accurate or free from errors.

Information may change without notice because of changes in regulations, market conditions, scheme documents, taxation rules, product features, technology or other circumstances.

KHILARI CAPITAL may correct, modify, remove or update website content at any time.

Visitors should verify important information from the latest official documents and authoritative sources before relying upon it.

Permitted Use of the Website

You may use the website for personal, lawful and informational purposes.

You may read, view and reasonably use publicly available educational content for your personal information, subject to these Terms and applicable intellectual-property rights.

You may share links to publicly available KHILARI CAPITAL pages provided that the sharing is lawful, accurate and does not falsely imply endorsement, sponsorship or affiliation.

Prohibited Activities

You must not use the website to:

  • Violate any applicable law or regulation.
  • Attempt to gain unauthorised access to the website or its systems.
  • Introduce malware, viruses, malicious code or harmful material.
  • Interfere with website operation or security.
  • Use automated systems to scrape, copy or systematically collect website content without permission.
  • Copy, reproduce, republish or commercially exploit substantial website content without appropriate permission.
  • Misrepresent your identity or relationship with KHILARI CAPITAL.
  • Use KHILARI CAPITAL's name, logo or branding in a manner that creates false affiliation or endorsement.
  • Use the website for fraudulent, misleading or unlawful activities.
  • Attempt to bypass technical restrictions or security controls.
  • Upload or transmit content that is unlawful, defamatory, abusive, threatening or infringing.

Intellectual Property Rights

Unless otherwise stated, the website and its original content, including articles, text, graphics, logos, branding, layouts, images, illustrations, designs, page structure and other materials, may be protected by applicable intellectual-property laws.

The name KHILARI CAPITAL, associated branding, logos and original website materials may not be copied, reproduced, modified, distributed or commercially exploited without appropriate authorisation.

Third-party trademarks, logos, names and other intellectual property appearing on the website remain the property of their respective owners.

No rights or licences are granted to you except the limited right to access and use the website for its intended lawful purpose.

User-Submitted Information and Content

If the website allows visitors to submit comments, feedback, enquiries, reviews or other content, you remain responsible for the information and content that you submit.

You must ensure that submitted content does not violate any law or infringe the rights of another person.

You should not submit confidential financial credentials, passwords, PINs, OTPs or other highly sensitive authentication information through public comments or unsecured website facilities.

By submitting content through a facility that permits publication, you grant KHILARI CAPITAL the permission reasonably necessary to receive, display, moderate or process that content for the purpose for which the facility is provided, subject to applicable law.

The website may contain links to third-party websites and services, including mutual fund AMCs, financial institutions, government departments, regulatory organisations, transaction platforms, educational resources, social-media platforms and other external websites.

Third-party websites are governed by their own terms, privacy policies and practices.

KHILARI CAPITAL does not control and is not responsible for the content, availability, security, privacy practices or services of third-party websites.

A link to a third-party website does not necessarily constitute an endorsement, recommendation or guarantee by KHILARI CAPITAL.

External Information and Market Data

Some information displayed on the website may originate from third-party sources, public information, market-data providers, mutual fund documents, financial publications or other external sources.

Where such information is used, KHILARI CAPITAL does not guarantee the completeness, accuracy or uninterrupted availability of third-party information.

Market data, NAVs, returns, rankings, ratios and other figures may change over time and should be verified against current official sources.

Communication and Enquiries

The website may provide contact forms, email links, telephone numbers, WhatsApp links or other communication facilities.

Submitting an enquiry does not automatically create a client relationship, advisory relationship, contractual relationship or obligation to provide a financial product or service.

We may request additional information where reasonably necessary to understand and respond to an enquiry.

Visitors are responsible for ensuring that the contact information they provide is accurate and belongs to them or that they are authorised to provide it.

Privacy and Personal Information

Your use of the website may involve the collection or processing of certain personal information.

Our handling of personal information is described in our Privacy Policy.

By using the website, you acknowledge that you should review the Privacy Policy to understand how information may be collected, used, disclosed, retained and protected.

Our Privacy Policy forms an important part of these Terms and Conditions.

Website Security

We take reasonable measures to maintain the security and integrity of the website. However, no website, internet connection, electronic transmission or storage system can be guaranteed to be completely secure.

You are responsible for maintaining appropriate security on your own device and for protecting your accounts, passwords and other confidential information.

You must immediately discontinue any activity that you reasonably believe may compromise the security of the website or your own information.

Website Availability

We aim to keep the website reasonably available, but we do not guarantee that the website will always be accessible, uninterrupted, error-free or available at a particular time.

The website may occasionally be unavailable because of maintenance, technical problems, internet connectivity, hosting issues, third-party services, security measures, regulatory requirements or other circumstances beyond our reasonable control.

Limitation of Liability

To the maximum extent permitted by applicable law, KHILARI CAPITAL and its associated persons shall not be responsible for losses or damages arising solely from your reliance on general information published on the website.

This includes, where legally permitted, losses arising from investment decisions, market movements, inaccurate or outdated third-party information, website interruption, technical errors, external links, unauthorised access, data transmission failures or other circumstances beyond our reasonable control.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses, claims, liabilities, costs or expenses arising from your unlawful use of the website, violation of these Terms, infringement of another person's rights or misuse of website content.

This provision does not apply to the extent that such liability results from circumstances that cannot lawfully be attributed to you.

No Tax, Legal or Other Professional Advice

Information published on this website is not a substitute for personalised legal, tax, accounting or other professional advice.

Tax laws and regulations may change and taxation may differ depending on an investor's individual circumstances.

Where specialised advice is required, investors should consult an appropriately qualified professional.

Regulatory and Legal Compliance

KHILARI CAPITAL intends to conduct its applicable mutual fund distribution activities in accordance with the laws, regulations, guidelines and requirements applicable to such activities.

Nothing on this website overrides any applicable law, regulation, regulatory direction, mutual fund scheme document, transaction-platform requirement or official communication.

Where a conflict exists between information presented on the website and a current official regulatory or scheme document, the applicable official document or requirement should be relied upon.

Changes to These Terms

KHILARI CAPITAL may modify these Terms and Conditions from time to time to reflect changes in the website, services, technology, business practices, legal requirements or regulatory requirements.

The revised Terms may be published on this page with an updated effective date.

Your continued use of the website after revised Terms are published may constitute acceptance of the updated Terms to the extent permitted by applicable law.

Suspension or Termination of Access

KHILARI CAPITAL may restrict, suspend or discontinue access to the website or any website feature where reasonably necessary for security, maintenance, legal compliance, misuse prevention or other legitimate purposes.

We may also remove or modify content, links, tools or features at any time without prior notice.

Provisions that by their nature should continue after termination, including intellectual-property, liability, indemnification and governing-law provisions, may continue to apply.

Severability

If any provision of these Terms and Conditions is determined to be invalid, unlawful or unenforceable by a competent authority, that provision shall be interpreted or modified to the extent necessary to make it enforceable where legally possible.

The remaining provisions shall continue in effect to the extent permitted by applicable law.

Waiver

Failure by KHILARI CAPITAL to enforce any provision of these Terms at any particular time does not mean that KHILARI CAPITAL has permanently waived its right to enforce that provision in the future.

Governing Law and Jurisdiction

These Terms and Conditions shall be interpreted in accordance with the applicable laws of India.

Subject to applicable law and the jurisdiction of regulatory or statutory authorities, disputes relating to the website or these Terms shall be subject to the jurisdiction of the competent courts having jurisdiction over the applicable place of business of KHILARI CAPITAL.

You accept that the Courts in Gokak alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealing with KHILARI CAPITAL Services. All disputes will be governed by the laws of India.

Nothing in this section limits any statutory rights or remedies that cannot legally be excluded.

Contact Us

If you have questions regarding these Terms and Conditions, the website, our services or the use of website content, please contact KHILARI CAPITAL through the contact details published on the website.

Website: https://khilaricapital.in

Organisation: KHILARI CAPITAL

Status: AMFI-Registered Mutual Fund Distributor

Important Investment Disclaimer

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

The information available on the KHILARI CAPITAL website is intended for general educational and informational purposes. It should not be interpreted as a guarantee of returns, a promise of future performance or a substitute for evaluating your individual financial circumstances.

Historical returns, illustrations, examples, calculations, rankings, comparisons and other information presented on the website may not represent future performance.

Investors should consider their financial objectives, risk profile, investment horizon, liquidity requirements and other circumstances before investing.

Where professional tax, legal or other specialised advice is required, investors should consult an appropriately qualified professional.

KHILARI CAPITAL – AMFI-Registered Mutual Fund Distributor

Last Updated: 10 August 2026