Privacy Policy

Privacy Policy

[Note: This privacy policy effective from 10 August 2026]

Welcome to KHILARI CAPITAL. We respect your privacy and are committed to protecting the personal information that you may provide while using our website, reading our articles, accessing investor-education resources, contacting us or using any services and facilities made available through our website.

This Privacy Policy explains what information we may collect, why we may collect it, how we may use it, when it may be shared, how we seek to protect it and the choices that may be available to you.

By accessing or using https://khilaricapital.in, you acknowledge that you have read and understood this Privacy Policy. Where applicable law requires consent for a particular processing activity, we will seek consent in the manner required by applicable law.

Introduction

KHILARI CAPITAL operates as an investor-focused mutual fund distribution and financial-education platform. The website may provide information relating to mutual funds, SIPs, investment concepts, incidental advice awareness, market-related educational content and investor services.

We understand that visitors may provide personal information when they contact us, request information, communicate through forms or other channels, or express interest in mutual fund-related services.

Our objective is to handle such information responsibly and only for legitimate business, service, communication, security, regulatory or other purposes permitted by applicable law.

Scope of This Privacy Policy

This Privacy Policy applies primarily to information collected through the KHILARI CAPITAL website and through communications or interactions initiated in connection with the website.

It applies to information that you voluntarily provide to us as well as certain technical information that may be collected automatically when you visit or interact with the website.

This Privacy Policy does not control the privacy practices of third-party websites, applications, financial institutions, mutual fund asset management companies, payment platforms, social-media platforms, advertising networks or other external services that may be linked from our website.

Information We May Collect

Depending on how you interact with KHILARI CAPITAL, we may collect or receive different categories of information.

  • Identity Information: Name or other information that you voluntarily provide to identify yourself.
  • Contact Information: Email address, telephone number, WhatsApp number or other contact details that you provide.
  • Communication Information: Information contained in messages, enquiries, requests, feedback or other communications sent to us.
  • Service-Related Information: Information necessary to understand your enquiry or provide requested assistance.
  • Technical Information: Browser type, device information, operating system, IP address, approximate location derived from technical information, referring pages and similar technical information where made available through website technologies.
  • Usage Information: Information about how visitors interact with website pages, articles, links and other features.
  • Preference Information: Information about communication or content preferences where voluntarily provided.

We do not intend to collect more personal information than is reasonably necessary for the relevant purpose.

Information You Provide to Us

You may voluntarily provide information when you:

  • Contact KHILARI CAPITAL through a contact form or email.
  • Request information about mutual funds or investment-related services.
  • Submit an enquiry or request a callback.
  • Communicate with us through WhatsApp, telephone, email or other available communication channels.
  • Subscribe to any newsletter, update or educational communication, if such facility is offered.
  • Participate in surveys, feedback forms or educational activities.
  • Request investor-service assistance.
  • Interact with our social-media pages or other communication channels.

You should provide only information that is relevant and necessary for the purpose for which you are contacting us.

Information Collected Automatically

When you visit a website, certain technical information may be collected automatically by the website platform, hosting infrastructure, browser technologies or third-party services integrated with the website.

Depending on the services enabled on the website, this may include information such as IP address, browser type, device type, operating system, referring URL, pages viewed, approximate visit time, interaction information and technical diagnostic information.

This information may be used for website operation, security, performance measurement, troubleshooting, understanding website usage and improving content and user experience.

Cookies and Similar Technologies

KHILARI CAPITAL may use cookies and similar technologies directly or through third-party services associated with the Blogger/Google platform or other website features.

A cookie is a small data file that may be stored by a website or service on your device. Cookies can help websites remember preferences, maintain functionality, measure website usage and support security or other technical purposes.

Depending on the services enabled on the website, cookies may be used for purposes such as:

  • Essential website functionality.
  • Security and abuse prevention.
  • Remembering preferences.
  • Understanding website traffic and visitor behaviour.
  • Measuring website performance.
  • Improving website content and user experience.
  • Supporting advertising or promotional functionality where applicable.

You can generally control or block cookies through your browser settings. However, disabling certain cookies may affect the functionality of some website features.

Third-party services may use their own cookies and similar technologies according to their respective privacy policies and settings.

How We Use Information

Information collected by or provided to KHILARI CAPITAL may be used for legitimate and appropriate purposes, including:

  • Responding to enquiries and requests.
  • Providing requested information and investor-service support.
  • Communicating with visitors, prospective investors and clients.
  • Understanding the requirements associated with an enquiry.
  • Providing information about mutual funds and related services where appropriate.
  • Improving website content, navigation and user experience.
  • Monitoring website performance and technical issues.
  • Protecting the website against spam, fraud, abuse and security threats.
  • Maintaining records required for business, service and compliance purposes.
  • Complying with applicable legal, regulatory and governmental requirements.
  • Establishing, exercising or defending legal rights where necessary.

Investment and Mutual Fund Information

KHILARI CAPITAL may collect information from investors or prospective investors when they voluntarily request assistance relating to mutual fund distribution services.

Any information provided for investment-related discussions should be limited to information reasonably required for the relevant service or enquiry.

Where information is required for formal investment transactions, KYC, account opening, transaction processing, regulatory requirements or other legally required processes, such information may be collected and processed through the appropriate intermediary, AMC, registrar, platform, KYC agency or other authorised service provider, as applicable.

KHILARI CAPITAL does not use this Privacy Policy to replace any privacy notice, consent document or legal documentation issued by a mutual fund AMC, registrar, KYC agency, transaction platform, bank or other regulated service provider.

Communication With Visitors and Investors

If you provide your contact information to KHILARI CAPITAL, we may use it to respond to your enquiry, provide requested information, coordinate services or communicate regarding an existing relationship.

We may communicate through email, telephone, WhatsApp, SMS or other communication methods where appropriate and legally permitted.

Service-related communications may continue where necessary even if you have opted out of promotional communications.

How We May Share Information

We do not intend to sell or commercially trade your personal information as a standalone product.

Information may, however, be disclosed where reasonably necessary for legitimate purposes, including:

  • To service providers assisting with website operation, communication, technology, security or administration.
  • To authorised mutual fund AMCs, registrars, transaction platforms, KYC agencies or other service providers when required for a requested investment or service.
  • To professional advisers where reasonably necessary for legitimate business or legal purposes.
  • To governmental, regulatory, law-enforcement or judicial authorities where disclosure is required or permitted by applicable law.
  • To protect the rights, property, security or safety of KHILARI CAPITAL, visitors, investors or others.
  • In connection with a business restructuring, merger, transfer or other legitimate business transaction, subject to applicable law.

Where third-party service providers process information on our behalf, we seek to use appropriate service providers and reasonable safeguards consistent with the nature of the information and applicable requirements.

Third-Party Services

The KHILARI CAPITAL website may use or link to third-party services that provide functions such as analytics, maps, videos, social-media features, communication tools, forms, advertising, security or other website functionality.

Such third parties may collect or process information according to their own privacy policies, terms and technical practices.

We recommend reviewing the privacy policies of third-party services before providing them with personal information.

Our website may contain hyperlinks to external websites, including mutual fund companies, financial institutions, government websites, regulatory resources, educational resources, social-media platforms and other third-party websites.

When you click an external link, you may leave the KHILARI CAPITAL website and become subject to the privacy policy and terms of the external website.

KHILARI CAPITAL is not responsible links and hyperlinks for the privacy practices, content, security or data-processing activities of third-party websites.

Google Blogger and Google Services

KHILARI CAPITAL is hosted on the Blogger platform. Blogger and other Google services may process technical information, cookies and other data according to Google's applicable policies and the settings of the services used.

Google explains that websites using Google services may share information such as the URL of a page and IP address with Google services, and Google services may use cookies or similar technologies for functionality, analytics, security, advertising and other purposes depending on the services implemented.

For information about Google's handling of information on websites and apps that use Google services, visitors should review Google's applicable privacy information.

KHILARI CAPITAL does not control Google's independent processing of information through Google's own services.

Advertising and Promotional Services

If advertising or promotional services are enabled on the website in the future, third-party advertising providers may use cookies, identifiers or similar technologies to display, measure or personalise advertisements, subject to their policies and applicable settings.

KHILARI CAPITAL may change, add or remove advertising and analytics services from time to time.

Visitors should review the privacy policies and available privacy controls of the relevant advertising or analytics providers when such services are used.

Data Security

We take reasonable steps to protect personal information against unauthorised access, misuse, alteration, disclosure or destruction.

Security measures may include reasonable administrative, technical and organisational safeguards appropriate to the nature of the information and the manner in which it is processed.

However, no internet transmission, website, electronic storage system or communication method can be guaranteed to be completely secure.

Visitors should also take reasonable precautions to protect their own devices, accounts, passwords and communications.

Data Retention

We may retain personal information for as long as reasonably necessary for the purpose for which it was collected, to provide services, maintain business and service records, comply with legal or regulatory requirements, resolve disputes, enforce agreements or protect our legitimate interests.

When information is no longer reasonably required and there is no legal or legitimate reason to retain it, it may be deleted, anonymised or otherwise disposed of in accordance with applicable practices and requirements.

Children's Privacy

KHILARI CAPITAL is intended primarily for adults and individuals who are legally capable of engaging with financial and investment-related information and services.

We do not knowingly seek to collect personal information from children for investment or financial-service purposes.

If you believe that a child has provided personal information to us without appropriate permission, please contact us so that the matter can be reviewed and appropriate action can be considered.

Your Privacy Rights and Choices

Depending on applicable law, you may have rights relating to your personal information. These rights may include the ability to request information about personal data processed about you, request correction of inaccurate information, request deletion where legally applicable, withdraw consent where processing is based on consent, or raise a complaint regarding processing.

The Digital Personal Data Protection Act, 2023 provides a framework concerning processing of digital personal data in India and includes provisions relating to consent, notice and rights of Data Principals.

The availability and scope of any particular right may depend on applicable law, the nature of the information and the circumstances in which it was collected.

To make a privacy-related request, please contact KHILARI CAPITAL using the contact details provided on this website.

Where we process personal information based on your consent, you may request withdrawal of that consent, subject to applicable law and any consequences that may arise from withdrawal.

Withdrawal of consent will not necessarily affect processing that was lawfully completed before the withdrawal or processing that is permitted or required under another lawful basis.

Where withdrawal makes it impossible to provide a particular requested service, we may explain the resulting limitation to you.

Marketing Communications

If you voluntarily provide your contact details and consent or otherwise permit communication under applicable law, KHILARI CAPITAL may send educational, service-related or promotional communications.

You may request to stop receiving promotional communications by contacting us or using an unsubscribe mechanism where one is provided.

Stopping promotional communications does not necessarily stop essential service-related, transaction-related, security-related or legally required communications.

Financial and Sensitive Information

Visitors should not submit highly sensitive information through ordinary website comments, public comments, unsecured messages or other channels unless specifically requested through an appropriate secure process.

Do not publish passwords, PINs, OTPs, complete bank-account credentials, card details, login credentials or other confidential authentication information on the website or through public communication channels.

For formal mutual fund transactions or KYC requirements, use the authorised process, platform or channel specified for that transaction.

KHILARI CAPITAL will not ask you to disclose an OTP, password, PIN or similar confidential authentication credential for the purpose of completing an ordinary enquiry.

Regulatory and Legal Compliance

KHILARI CAPITAL may process or disclose information when reasonably necessary to comply with applicable laws, regulations, regulatory requirements, lawful governmental requests, court orders or other legal obligations.

Information may also be retained or disclosed when reasonably necessary to establish, exercise or defend legal rights, prevent fraud or abuse, investigate security incidents or protect the rights and safety of persons or property.

Where investment-related information is subject to specific regulatory, KYC, transaction, record-keeping or reporting requirements, such requirements may apply independently of this website Privacy Policy.

You accept that the Courts in Gokak alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealing with KHILARI CAPITAL Services. All disputes will be governed by the laws of India.

Data Breach and Security Incidents

If KHILARI CAPITAL becomes aware of a security incident involving personal information under circumstances where notification is required by applicable law, we will take reasonable steps to investigate, contain and address the incident and provide notifications or take other actions where required.

Because internet security risks can never be completely eliminated, visitors should exercise caution when sharing confidential information online.

Changes to This Privacy Policy

KHILARI CAPITAL may update this Privacy Policy from time to time to reflect changes in this page like website, services, technology, legal requirements or privacy practices.

When changes are made, the revised Privacy Policy may be published on this page with an updated effective date.

Visitors are encouraged to review this page periodically to remain informed about how information may be handled.

Contact Us

If you have questions, concerns, requests or complaints relating to this Privacy Policy or the handling of your personal information, please contact KHILARI CAPITAL through the contact details published on our website.

When submitting a privacy request, please provide sufficient information for us to understand the request and, where reasonably necessary, verify your identity or authority to make the request.

Website: https://khilaricapital.in

Organisation: KHILARI CAPITAL

Status: AMFI-Registered Mutual Fund Distributor

Important Disclaimer

This Privacy Policy is intended to explain the general privacy practices applicable to the KHILARI CAPITAL website. It is not intended to create contractual rights beyond those provided by applicable law.

The website may contain educational information relating to mutual funds, investments, incidental advice concepts, market developments and other financial topics. Such information is provided for general educational and informational purposes.

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

Nothing on this website should be interpreted as a guarantee of returns or as a promise of future investment performance. Investors should consider their financial objectives, risk profile, investment horizon and individual circumstances before making investment decisions.

Where professional tax, legal or other specialised advice is required, investors should consult an appropriately qualified professional.

KHILARI CAPITAL – AMFI-Registered Mutual Fund Distributor

Last Updated: 10 August 2026